आरबीआई ने यूपीआई लेनदेन सीमा, ई-मैंडेट बार बढ़ाया
आरबीआई ने यूपीआई लेनदेन सीमा, ई-मैंडेट बार बढ़ाया
मुंबई। भारतीय रिजर्व बैंक (RBI) के गवर्नर शक्तिकांत दास ने शुक्रवार को यूनिफाइड पेमेंट इंटरफेस (UPI) पर कई फैसलों की घोषणा की, जिसमें अस्पतालों और शैक्षणिक संस्थानों के लिए यूनिफाइड पेमेंट इंटरफेस (UPI) भुगतान सीमा को 1 लाख से बढ़ाकर 5 लाख रुपए करना शामिल है।
द्विमासिक मौद्रिक नीति का अनावरण करते हुए दास ने अस्पतालों और शैक्षणिक संस्थानों के लिए यूपीआई भुगतान सीमा को 1 लाख से बढ़ाकर 5 लाख करने की घोषणा की। यूपीआई लेनदेन की विभिन्न श्रेणियों की सीमा समय-समय पर संशोधित की जाती है। उन्होंने कहा, अब अस्पतालों और शैक्षणिक संस्थानों को भुगतान के लिए यूपीआई लेनदेन की सीमा 1 लाख से बढ़ाकर 5 लाख प्रति लेनदेन करने का प्रस्ताव है। उन्होंने कहा कि अद्यतन सीमा से लोगों को शिक्षा और स्वास्थ्य देखभाल उद्देश्यों के लिए अधिक राशि का यूपीआई भुगतान करने में मदद मिलेगी।
यूपीआई, भारत की मोबाइल-आधारित तेज़ भुगतान प्रणाली, उपयोगकर्ताओं को वर्चुअल पेमेंट एड्रेस (वीपीए) के माध्यम से त्वरित, चौबीसों घंटे भुगतान करने में सक्षम बनाती है। एक अन्य महत्वपूर्ण घटनाक्रम में केंद्रीय बैंक ने आवर्ती प्रकृति के भुगतान के लिए ई-जनादेश के तहत सीमा को प्रति लेनदेन 15,000 रुपये से बढ़ाकर 1 लाख रुपये करने की भी घोषणा की। दास ने कहा कि ई-जनादेश ढांचे के तहत, वर्तमान में 15,000 रुपए से अधिक के आवर्ती लेनदेन के लिए प्रमाणीकरण का एक अतिरिक्त कारक (एएफए) आवश्यक है। गवर्नर ने कहा, अब म्यूचुअल फंड सब्सक्रिप्शन, बीमा प्रीमियम सब्सक्रिप्शन और क्रेडिट कार्ड पुनर्भुगतान के आवर्ती भुगतान के लिए इस सीमा को 1 लाख प्रति लेनदेन तक बढ़ाने का प्रस्ताव है।
म्यूचुअल फंड सब्सक्रिप्शन, बीमा प्रीमियम सब्सक्रिप्शन और क्रेडिट कार्ड पुनर्भुगतान का आवर्ती भुगतान करने वाले व्यक्तियों को लाभ होगा।आरबीआई गवर्नर ने कहा कि नए उपाय से ई-जनादेश के उपयोग में और तेजी आएगी।
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